Tag: Investments
Are Annuities the Right Choice for Your Retirement Plan? (Ep. 13)

Are Annuities the Right Choice for Your Retirement Plan? (Ep. 13)

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Annuities are one of the most popular and controversial financial products in the market. 

They offer an income stream for life, but they also come with high fees, complex terms, and potential risks. 

How can you decide if annuities are right for your retirement plan? 

In this episode, John Iannucci unravels the complexities of annuities, aiming to clarify whether they are beneficial or detrimental to retirement planning. John simplifies the details of annuities and sheds light on why some retirees might be hesitant to embrace them. Additionally, he emphasizes the importance of selecting the right financial advisor, providing a free qualification questionnaire to assist listeners.

John discuss: 

  • The importance of understanding annuities and the biases of financial professionals
  • The reasons behind the low purchase rate of annuities
  • The different types of annuities and their various features
  • The importance of selecting the right advisor for annuity advice
  • The regulatory concerns and the need for fair independent analysis
  • A list of critical questions and qualifications for selecting the right advisor
  • And more!

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Are You Conducting These Four Critical Financial Checkups for Your Investments? (Ep. 12)

Are You Conducting These Four Critical Financial Checkups for Your Investments? (Ep. 12)

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Financial checkups are a systematic way of reviewing the health and performance of your investments. 

They can help you identify potential problems, optimize your returns, and align your portfolio with your goals.

Are you curious to know which checkups you can do?

In this episode, John Iannucci explores the four critical financial checkups for investments. The checkups include assessing risk score and tolerance, conducting an investment stress test, and evaluating fiduciary fees. John emphasizes the necessity of these for protecting and growing wealth and recommends regular reviews, especially after significant life events. 

John discusses: 

  • Risk score and risk tolerance and their importance in investment planning
  • The concept of investment stress test and its importance in evaluating investment performance
  • An explanation and examples of various fees and commissions associated with investment advice
  • How often the four critical tests should be performed and the impact of life events on the need for reevaluation
  • And more!

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A Shocking Case of Advisors Exploiting Clients with Inappropriate Life Insurance (Ep. 9)

A Shocking Case of Advisors Exploiting Clients with Inappropriate Life Insurance (Ep. 9)

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Life insurance is a valuable tool that can provide financial security and peace of mind for your loved ones in the event of your death. 

However, not all advisors, life insurance agents, and companies are trustworthy. 

Some of them may engage in unethical or illegal practices that can harm you and your beneficiaries.

In this episode, John Iannucci sheds light on the dark side of life insurance, explaining how advisors can exploit clients for their own benefit. He shares a case study of a widow who was deceived into purchasing excessive policies. John also urges listeners to seek independent opinions and regular policy reviews and how we can help you at IGL Private Wealth. 

John discusses: 

  • A specific example of a client who was taken advantage of by advisors, resulting in the purchase of expensive life insurance policies that eventually lapsed
  • How he helped the client file a lawsuit against the advisors, insurance companies, and broker-dealers involved in the fraudulent scheme
  • Four scenarios that should raise red flags when financial advisors or insurance agents make certain recommendations
  • The critical need for regular review of permanent life insurance policies
  • A special offer for listeners: a free, no-commitment analysis of life insurance policies
  • And more!

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